Studying in the United States is a dream for millions of international students around the world. The USA is home to some of the world’s best universities, cutting-edge research facilities, diverse cultures, and strong career opportunities. However, one major challenge stands in the way for many students: the cost of education.
Tuition fees, accommodation, health insurance, and living expenses in the United States can be expensive. Thankfully, there are many scholarships for international students in the USA that help reduce or completely cover these costs. With the right information, preparation, and strategy, studying in America can become affordable and achievable.
This guide explains the types of scholarships available, how to apply, and where to find legitimate funding opportunities. If you are also exploring country-specific options, you may find our guide on scholarships for African students to study in Canada (Fully Funded) helpful.
Why International Students Choose to Study in the USA
The United States remains one of the most popular study destinations globally for several reasons:
- Access to world-class universities and academic programs
- Internationally recognized degrees
- Strong research and innovation culture
- Flexible education system
- Exposure to diverse cultures and global networks
- Opportunities for internships and post-study work
American universities offer programs at undergraduate, master’s, and doctoral levels across virtually every field of study, making the USA attractive to students from Africa, Asia, Europe, and beyond.
Are Scholarships Available for International Students in the USA?
Yes. Although studying in the USA is expensive, thousands of scholarships are available every year specifically for international students. These scholarships come from:
- US government programs
- Universities and colleges
- Private foundations and organizations
- Non-profit and international institutions
Some scholarships cover full tuition and living costs, while others provide partial financial support.
Types of Scholarships for International Students in the USA
Understanding the different scholarship categories will help you focus on the options that best match your academic and financial profile.
Fully Funded Scholarships in the USA
Fully funded scholarships are the most competitive but also the most generous. They typically cover:
- Full tuition fees
- Accommodation
- Monthly living allowance
- Health insurance
- Books and study materials
- Travel costs (in some cases)
Many fully funded scholarships in the USA are available at the master’s and PhD levels, especially for research-based programs. If you are specifically looking for opportunities that cover all costs, see our detailed list of fully funded scholarships for Nigerian students, many of which also apply to other African countries.
Partially Funded Scholarships
Partially funded scholarships cover a portion of tuition or living expenses. While they do not pay for everything, they significantly reduce the financial burden and make studying in the USA more affordable.
These scholarships are common at the undergraduate level and are often combined with personal funding or part-time work.
Merit-Based Scholarships
Merit-based scholarships are awarded based on academic excellence, leadership, community involvement, or special talents. High GPA, strong test scores, and impressive extracurricular activities increase your chances.
Many US universities automatically consider international applicants for merit scholarships during admission.
Need-Based Scholarships
Need-based scholarships are awarded based on financial need. Students must demonstrate that they cannot afford the full cost of studying in the USA without assistance.
Some private universities in the USA offer need-based aid to international students.
Athletic and Talent-Based Scholarships
International students with exceptional skills in sports, music, art, or other talents may qualify for specialized scholarships. These scholarships are often offered by universities seeking diverse talent.
Popular Scholarships for International Students in the USA
While the USA does not have as many centralized government scholarships as some countries, several well-known programs support international students:
- University-specific international scholarships
- Graduate assistantships (teaching or research)
- Private foundation scholarships
- Exchange and fellowship programs
Many scholarships are not labeled as “international scholarships” but are open to non-US citizens.
Scholarships by Level of Study
Undergraduate Scholarships in the USA
Undergraduate scholarships for international students include:
- University entrance scholarships
- Merit-based awards
- Departmental scholarships
- Need-based financial aid (at select institutions)
Many universities automatically evaluate international students for scholarships once they apply for admission.
Master’s Degree Scholarships in the USA
Master’s programs offer more funding opportunities, including:
- Merit-based university scholarships
- Graduate assistantships
- Program-specific funding
- External foundation scholarships
Research-oriented master’s programs may offer better funding options. If language exams are a concern, explore scholarships for Nigerians without IELTS for alternative pathways.
PhD Scholarships in the USA
PhD programs in the USA are often fully funded, especially in science, engineering, social sciences, and humanities. Funding usually includes:
- Full tuition waiver
- Monthly stipend
- Health insurance
- Research funding
PhD funding is often offered as part of admission, making the USA a top destination for doctoral studies.
Eligibility Requirements for US Scholarships
While requirements vary, most scholarships for international students in the USA require:
- Academic transcripts and certificates
- Strong academic performance
- Proof of English language proficiency
- Statement of purpose or personal essay
- Letters of recommendation
- Standardized test scores (if required)
Meeting eligibility criteria does not guarantee selection, but it makes you competitive.
English Language Requirements
Most US universities require proof of English proficiency. Commonly accepted tests include:
- TOEFL
- IELTS
- Duolingo English Test
However, some universities may waive English tests if your previous education was conducted in English or if you meet alternative criteria.
How to Apply for Scholarships in the USA
Applying for scholarships in the USA requires careful planning. Below is a step-by-step approach:
- Research universities and programs in the USA
- Identify scholarships available for international students
- Check eligibility requirements and deadlines
- Prepare required documents early
- Apply for university admission
- Submit scholarship
How to Apply for Scholarships in the USA
Applying for scholarships in the USA requires careful planning. Below is a step-by-step approach:
- Research universities and programs in the USA
- Identify scholarships available for international students
- Check eligibility requirements and deadlines
- Prepare required documents early
- Apply for university admission
- Submit scholarship applications on time
- Follow up and track your application status
Key Scholarship Programs and Where to Apply
Here are trusted, high-value scholarships that international students can apply for, with official application links:
1. Fulbright Foreign Student Program
The Fulbright Foreign Student Program is one of the most renowned scholarships for international students to study in the USA at master’s and PhD levels.
- Covers: Tuition, living stipend, travel, health insurance
- Who can apply: International students from eligible countries
2. Hubert H. Humphrey Fellowship Program
This is a non-degree fellowship for mid-career professionals who want leadership training in the USA.
- Covers: Tuition, living allowance, travel
3. Rotary Foundation Global Grant Scholarships
Rotary International supports graduate-level scholarships worldwide.
- Covers: Tuition, living expenses, travel
4. Joint Japan/World Bank Graduate Scholarship Program (for eligible developing countries)
This scholarship supports students from developing countries into master’s programs.
University-Specific Scholarships in the USA
Many top US universities offer scholarships for international students through their official portals. Below are direct application pages:
5. Harvard University – International Financial Aid
Harvard provides generous need-based aid to international applicants.
6. Yale University – International Scholarships
Yale offers need-based financial support for international undergraduate students.
7. Stanford University – Knight-Hennessy Scholars Program
A competitive scholarship for graduate students.
8. Massachusetts Institute of Technology (MIT) Scholarships
MIT provides aid based on demonstrated financial need.
9. University of Southern California (USC) International Scholarships
USC has merit-based and need-based scholarship opportunities.
10. University of California System — International Awards
The UC system offers various grants and scholarships for international students.
Graduate Assistantships & Research Funding
For many master’s and PhD students, funding comes through assistantships:
- Teaching Assistantships (TA) – Earn a stipend while assisting professors
- Research Assistantships (RA) – Research work with financial support
To find these:
- Visit the department or program page of the university you’re applying to
- Look for “Funding & Assistantships” or “Graduate Support”
- Contact the graduate coordinator to ask about openings
Example:
Search assistantship opportunities at any U.S. university here:
https://gradschools.com/search
Central Scholarship Lists & Search Tools
These official tools help you discover many scholarships in one place:
FastWeb Scholarship Database
- A trusted U.S. scholarship search engine
https://www.fastweb.com
International Education Financial Aid (IEFA)
- Scholarships specifically for international students
https://www.iefa.org
EducationUSA
- Official U.S. government-supported advising network
https://educationusa.state.gov
Practical Tips for Scholarship Applications
To improve your chances:
- Prepare personal statements tailored for each application
- Ask for strong recommendation letters
- Submit early before deadlines
- Maintain a high GPA and strong academic profile
- Follow all instructions closely — don’t miss any requirements
- Proofread every part of your application
Working While Studying in the USA
Most international students on an F-1 visa can work:
- On-campus: up to 20 hours/week during term
- Full-time during official breaks
- Optional Practical Training (OPT) after graduation
Working can help you cover living costs but should not replace your financial plan.
Life After Graduation
The USA offers pathways for international graduates:
Optional Practical Training (OPT)
- Work authorization after graduation (up to 12 months or 36 months with STEM)
H-1B Work Visa
- Employer-sponsored long-term work visa
Green Card Opportunities
- Some graduates transition to permanent residency through employment
Final Thoughts
Studying in the USA is expensive, but scholarships make it possible. With careful research, early preparation, and strategic applications, you can significantly improve your chances of studying in America with financial support. Students seeking lower-cost alternatives may also compare destinations in our guide on best countries Nigerians can study abroad for free.
Start early, explore both government and university awards, and take advantage of official resources like FastWeb, IEFA, EducationUSA, and direct university application portals linked above.
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