Earn While You Learn: Government Scholarships Paying Monthly Allowances

Government-funded scholarships are among the most reliable and high-paying scholarships available to international students. Unlike private scholarships, these programs are fully backed by governments, which means stable funding, transparent selection processes, and guaranteed monthly stipends.

If you are looking for scholarships that pay you every month while studying abroad, this guide highlights the best options with official application links and no agent required.

This article is part of our complete guide on Fully Funded Scholarships Open Now for International Students (No Agent Required).

Why Choose Government-Funded Scholarships?

Government scholarships are ideal because they:

• ✅ Pay monthly living stipends

• ✅ Cover full tuition fees

• ✅ Include accommodation or housing allowance

• ✅ Cover travel and health insurance

• ✅ Accept international students, including Africans

For students who cannot afford tuition or living expenses, these scholarships offer financial security throughout your studies.

Check Previous Article: Scholarships That Cover Tuition, Accommodation, and Living Expenses

 

1. Commonwealth Scholarships (United Kingdom)

The Commonwealth Scholarship is funded by the UK government and supports students from developing Commonwealth countries.

What the Scholarship Covers:

• Full tuition fees

• Monthly living stipend

• Accommodation support

• Return airfare

Who should apply:

• Students from Commonwealth countries

• Applicants for Master’s and PhD programs

This scholarship is highly competitive but completely free to apply.

2. Australia Awards Scholarships

The Australia Awards Scholarship is funded by the Australian government and targets students from developing countries.

What It Covers:

• Full tuition fees

• Monthly living allowance

• Travel expenses

• Health insurance

Why it’s popular:

• Generous stipends

• High employability after graduation

• Simple online application

3. Joint Japan / World Bank Graduate Scholarship Program

This scholarship is funded jointly by the Government of Japan and the World Bank and is very popular among African students.

What It Covers:

• Full tuition fees

• Monthly living allowance

• Travel costs

• Health insurance

This scholarship focuses on development-related fields and is 100% online.

4. Fulbright Foreign Student Program (USA)

Although Fulbright is widely known, many students don’t realize it is fully funded by the U.S. government.

What Fulbright Covers:

• Full tuition

• Monthly stipend

• Housing allowance

• Health insurance

• Travel costs

Fulbright is ideal for students who want to study in the United States with full financial support.

5. Chevening Scholarships (United Kingdom)

The Chevening Scholarship is funded by the UK Foreign Office and partner organizations.

What It Covers:

• Tuition fees

• Monthly living stipend

• Accommodation allowance

• Travel expenses

Chevening is best for students with leadership potential and does not require an agent.

How Much Do These Monthly Stipends Pay?

While amounts vary by country, most government-funded scholarships pay:

• $800 – $1,500 per month (average)

• Some programs pay higher depending on location

•  Enough to cover rent, food, and transportation

This makes it possible to focus on studies without financial stress.

Common Mistakes to Avoid

 Paying agents
Using unofficial websites
Submitting incomplete documents
Missing deadlines

Always apply directly on official government websites.

How to Increase Your Chances of Winning

• Apply early

• Tailor your Statement of Purpose

• Apply to multiple scholarships at once

• Follow instructions strictly

Final Thoughts

Government-funded scholarships paying monthly stipends are among the best opportunities for international students. With full tuition, monthly allowances, and travel coverage, these programs remove financial barriers completely.

If you are serious about studying abroad, start with these government-funded scholarships and apply early.

Next Article: Scholarships Available for African Students in 2026